5 great budget tools and budget apps

 

Keep track of your personal finances with the help of these aids! We have compiled the most popular tools and apps today and found their advantages and disadvantages.

PFC - keep track of the money

PFC is a flexible budget app that categorizes your purchases automatically - see which top three categories you shop the most in and get insights into what your money goes to. The service is based on you downloading their app and obtaining their debit card, which is free of charge.

Groups help you who want to share purchases with your friends, partner or family. Gather all your own purchases in a separate group, invite your friends and family to keep track of all your purchases together and make up how much you owe each other. Easy for you who share costs such as subscriptions, gifts or why not restaurant visits.

 Automatic categorization in nice app.

 Create groups to share purchases with your friends.

 Easily top up your balance with Swish.

Savings goals. Can be deducted automatically with each purchase.

 You get a push every time you buy something with price and balance

 You cannot transfer by bank yet

The app has a rating of 4.7 out of 5.0 on both the App Store and Google Play.

The budget calculation, Hello Consumer!

In the Swedish Consumer Agency's budget calculation, you can easily fill in your income and expenses in a ready-made template. You will then get an overview of your household budget and can also test how your finances are affected by various changes.

Before you start, make sure you have access to the necessary information such as previous bills, declarations and bank statements. You then start by adding all the people in the household and their income. Then you fill in, among other things, housing costs, if you have a loan and amortize, how much you use your car, what your mobile phone costs you each month and how much your savings are. When all the information is filled in, you get a good overview of how your money is spent and what is left over each month.

 Simple & clear

 Standard calculations are available

 Reliable brand

 Not available as an app

 Not linked to accounts & cards

Tink

Tink is a budget app whose purpose is to gather users' personal finances in one place. The app was launched in 2013 and has today been downloaded over 500,000 times (December 2018). In the app you can collect your banks and cards, pay bills, make transfers and create a budget and set different savings goals.

You choose which banks and cards you want to connect to Tink. The app then reads the transactions made via each bank and transfers to your Tink account where they are categorized. In this way, you get a complete picture of your income and expenses, in one place.

 Everything in one place

 Works with all banks and cards

 Compare mortgages & interest rates

 Can not add cash purchases

My Expenses

My Expenses is an internationally recognized app that helps you keep track of your finances. By entering income and expenses in the budget app, it gives you an overview of your personal finances - weekly, monthly and annually. Via charts you can see where your money goes and how much you have left to spend.

It is also possible to enter regular transactions, own categories and choose your own start date. There is also a function for you who want to export the information in the app.

 Clear diagrams

 Create regular transactions

 Export to Excel, CSV and HTML

 Must enter income & expenses manually

Zlantar

The free Zlantar app collects your accounts and credit cards in one place. Each transaction is categorized automatically and you get a clear picture of what you spend or save. The app also has the opportunity to collect the agreements and subscriptions that are in your name and you can also directly in the app choose to terminate these if desired.

Zlantar analyzes your finances and agreements and gives you advice and tips. Among other things, you can get a comparison between your own finances and the average to see where you are and compare your subscriptions with other offers.

 Analyzes and provides financial advice

 Automatic categorization of transactions

 Reminds when subscriptions expire & contracts change

 Cannot be connected to all banks & cards

Also visit for better economy: Besteconstuition

 


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