5 great budget tools and budget apps
Keep track of your personal finances with the help of
these aids! We have compiled the most popular tools and apps today and found
their advantages and disadvantages.
PFC
- keep track of the money
PFC is a flexible budget app that categorizes your
purchases automatically - see which top three categories you shop the most in
and get insights into what your money goes to. The service is based on you
downloading their app and obtaining their debit card, which is free of charge.
Groups help you who want to share purchases with your
friends, partner or family. Gather all your own purchases in a separate group,
invite your friends and family to keep track of all your purchases together and
make up how much you owe each other. Easy for you who share costs such as
subscriptions, gifts or why not restaurant visits.
Automatic categorization in nice app.
Create groups
to share purchases with your friends.
Easily top up
your balance with Swish.
Savings goals. Can be deducted automatically with each
purchase.
You get a push
every time you buy something with price and balance
You cannot
transfer by bank yet
The app has a rating of 4.7 out of 5.0 on both the App
Store and Google Play.
The
budget calculation, Hello Consumer!
In the Swedish Consumer Agency's budget calculation,
you can easily fill in your income and expenses in a ready-made template. You
will then get an overview of your household budget and can also test how your
finances are affected by various changes.
Before you start, make sure you have access to the
necessary information such as previous bills, declarations and bank statements.
You then start by adding all the people in the household and their income. Then
you fill in, among other things, housing costs, if you have a loan and
amortize, how much you use your car, what your mobile phone costs you each
month and how much your savings are. When all the information is filled in, you
get a good overview of how your money is spent and what is left over each
month.
Simple &
clear
Standard
calculations are available
Reliable brand
Not available
as an app
Not linked to
accounts & cards
Tink
Tink is a budget app whose purpose is to gather users'
personal finances in one place. The app was launched in 2013 and has today been
downloaded over 500,000 times (December 2018). In the app you can collect your
banks and cards, pay bills, make transfers and create a budget and set
different savings goals.
You choose which banks and cards you want to connect
to Tink. The app then reads the transactions made via each bank and transfers
to your Tink account where they are categorized. In this way, you get a
complete picture of your income and expenses, in one place.
Everything in
one place
Works with all
banks and cards
Compare
mortgages & interest rates
Can not add
cash purchases
My
Expenses
My Expenses is an internationally recognized app that
helps you keep track of your finances. By entering income and expenses in the
budget app, it gives you an overview of your personal finances - weekly,
monthly and annually. Via charts you can see where your money goes and how much
you have left to spend.
It is also possible to enter regular transactions, own
categories and choose your own start date. There is also a function for you who
want to export the information in the app.
Clear diagrams
Create regular
transactions
Export to
Excel, CSV and HTML
Must enter
income & expenses manually
Zlantar
The free Zlantar app collects your accounts and credit
cards in one place. Each transaction is categorized automatically and you get a
clear picture of what you spend or save. The app also has the opportunity to
collect the agreements and subscriptions that are in your name and you can also
directly in the app choose to terminate these if desired.
Zlantar analyzes your finances and agreements and
gives you advice and tips. Among other things, you can get a comparison between
your own finances and the average to see where you are and compare your
subscriptions with other offers.
Analyzes and
provides financial advice
Automatic
categorization of transactions
Reminds when
subscriptions expire & contracts change
Cannot be
connected to all banks & cards
Also visit for better economy: Besteconstuition

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